Before applying for a loan, you should find our what your FICO score is. There are a number of ways to obtain your score. Each of the major credit reporting agencies has web sites, to which you can to obtain their credit report of you: www.equifax.com; www.experian.com www.transunion.com.
In addition, there are a number of businesses, which provide access to all three of our credit reports for a small fee. Examples of these include: www.myfico.com; www.privacyassist.bankofamerica.com; www.identityguard.com. Gibson Law, PC does not endorse any of these agencies; we mention them as examples of the many commercial services available to assist you in acquiring this information.